Bhavika is an economics graduate and holds both the Chartered and Certified Financial Planner designations. Working in Financial planning for over 15 years Bhavika has a true passion for helping clients, understand their relationship with money and opening up a world of possibilities for their future and helping them live their best life.

Sarah is known for her strategic thinking, optimism, and commitment to helping people simplify their financial lives. Sarah brings over 20 years of experience in Financial Services and is recognised for delivering exceptional client care, communicating with clarity, and turning complex decisions into confident, meaningful action. Sarah is passionate about getting things done, doing things right and making things simple.

With over 20 years of experience in financial services, Kelly Green has established a reputation for excellence. As the Head of Operations at Totality Wealth, Kelly is dedicated to optimising operational efficiency and driving strategic growth. Kelly’s extensive background and commitment to innovation have been instrumental in shaping the company’s success.

A key member of the planning team, supporting the advisers and clients with financial planning, cashflow modelling, investment strategy and estate and retirement planning. Daniel has a particular strength in bringing clarity to complex financial situations, helping clients understand their options and make confident decisions. Daniel’s calm, detail‐focused approach supports robust, well‐structured advice aligned to long‐term goals.

Rachel brings over 30 years of experience in financial services to her role as Head of Client Administration. Her deep expertise, unwavering dedication and
alignment with our core values make her the perfect fit to help us continue delivering exceptional service. Rachel’s commitment to excellence and her strategic vision have been pivotal in enhancing our client administration processes.

With over 25 years’ in financial services, Ruth is dedicated to supporting us in delivering clear, thoughtful and well-researched financial planning. She takes pride in combining strong technical expertise with excellent communication skills, ensuring complex financial matters are explained in a straightforward way. Ruth’s approach is thorough and proactive, helping to shape and support your individual goals and long-term plans.

Billy is an experienced Administrator in Financial Services with 13 years in the industry. His focus has always been on putting clients first by providing efficient administration, exceptional service, and attention to detail. He takes pride in building positive and trusting relationships and maintaining high standards of service.

With solid experience across financial services, Sabrina has built a strong reputation for reliable admin and operational support. As Client Services & Operations Administrator, she is dedicated to delivering seamless client service, efficient processes and outstanding administrative support.

Sabrina’s background and commitment to high standards make her a valued member of the team, helping advisers and clients with the smooth, professional services that underpins successful financial planning.